Terms of Service

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the pinevilleinitiative.org website (the "Service") operated by Pineville Initiative Inc. ("The Pineville Initiative", "us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Use of the Service
You may use our Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:
a. In any way that violates any applicable federal, state, local or international law or regulation.
b. For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
c. To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter" or "spam" or any other similar solicitation.

2. Intellectual Property Rights
The content, features, and functionality of the Service, including but not limited to text, graphics, logos, images, and the compilation thereof, are the property of The Pineville Initiative and are protected by copyright, trademark, and other intellectual property rights. You agree not to reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, or transmit any of the material obtained through the Service without the express written consent of The Pineville Initiative.

3. User Content
If you post, upload, input, provide or submit any content, including but not limited to text, images, audio, video, or other material, to the Service ("User Content"), you grant us and our affiliates a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content throughout the world in any media. You represent and warrant that you own or have the necessary rights to use and submit the User Content and have the right to grant the license herein.

4. Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by The Pineville Initiative. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that The Pineville Initiative shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

5. Termination
We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease.

6. Disclaimer of Warranties
The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Pineville Initiative makes no representations or warranties of any kind, express or implied, as to the operation of the Service or the information, content, materials, products, or services included on or otherwise made available to you through the Service. You expressly agree that your use of the Service is at your sole risk.

7. Limitation of Liability
In no event shall The Pineville Initiative, its affiliates, directors, officers, employees, agents, or licensors be liable for any direct, indirect, incidental, special, consequential or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Service; (b) any conduct or content of any third party on the Service; (c) any content obtained from the Service; and (d) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed its essential purpose.

8. Indemnification
You agree to defend, indemnify and hold harmless The Pineville Initiative, its affiliates, directors, officers, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service, including, but not limited to, your User Content, any use of the Service's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Service.

9. Governing Law
These Terms shall be governed and construed in accordance with the laws of [Delaware], without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have between us regarding the Service.

10. Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

11. Financial Information Disclaimer
The information and content provided on pinevilleinitiative.org operated by The Pineville Initiative are for informational and educational purposes only and do not constitute financial, investment, or professional advice. The information provided on our Service is intended to help users develop their financial literacy and should not be considered as a substitute for personalized financial, investment, tax, or legal advice from a qualified professional.

You should not make any financial or investment decisions based solely on the information presented on the Service. We encourage you to consult with a financial advisor, accountant, or other qualified professional before making any financial or investment decisions. Any reliance on the information provided through the Service is at your own risk.

The Pineville Initiative and its affiliates, directors, officers, employees, agents, or licensors shall not be held responsible or liable for any errors, omissions, or inaccuracies in the information or for any user's reliance on the information. The user is solely responsible for verifying the accuracy of any information and bears all the risks of any financial decisions made based on the content provided on the Service.

12. Contact Us
If you have any questions about these Terms, please contact us using the information below:
Pineville Initiative Inc.
Email: contact@pinevilleinitiative.org
Website: pinevilleinitiative.org

Please feel free to reach out with any concerns, inquiries, or suggestions. We value your feedback and will make every effort to address your concerns and provide clarification on any aspect of these Terms of Service.